Tips for seniors buying a “new” second-hand car

Is your old clunker giving up the ghost? Maybe you want something more reliable but arenโ€™t prepared to splash out on something new โ€“ and with car prices these days, who can blame you! But thereโ€™s way more than meets the eye with buying a used car, especially if youโ€™re going to buy from a private seller. Do you even enter the EV used market, where you can save up big on fuel costs? Here are some tips to make sure you get a good deal โ€“ and donโ€™t get ripped off.

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Establishing a use case and a budget

You must establish a strict budget if you’re looking to buy a used automobile. How much can you afford for insurance, petrol (or electricity, if youโ€™re going electric) and other expenses such as stamp duty? Will a caravan be towed by it? Can a vehicle be off-road capable? This might assist you in selecting your “wants.” Would you want a satnav? Do you want a safer, newer vehicle? To hurry up the process, narrow down your search to a select few manufacturers and models and go from there.

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Different types of used cars to choose from

Used cars have different types of classifications and can differ on how much theyโ€™ve been used. The โ€œclassicโ€ used car sold as it is; a certified used car, no older than three years, reconditioned by the manufacturer and offered with an extended warranty; and demonstrator cars, which may have 5,000โ€“10,000km on the odometer and are used for test drives by dealers, potentially putting more wear on the engine. The latter two are significantly less expensive than brand-new cars, although they are offered at a higher price than privately owned used cars, albeit for valid reasons (such as the guarantee and refurbishing). This can go a long way to help in choosing a new vehicle.

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Tyre kicking and test driving

Whether youโ€™re buying dealer refurbished or as is, you need to do your own inspection. That means looking at the logbook, noting the VIN to ensure it isnโ€™t a write off or stolen, and taking a test drive. You should also check if all the electrics work, if the handling veers off or is โ€œsticky,โ€ check the oil and fluid levels, and the exterior chassis for dings and nicks. This can influence your negotiated price, too.

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Avoiding scams

There are many scams related to the online sale of cars. One of the most common scams is a fraudster posing as a vendor may SMS saying they must leave the country for military or job reasons. They must sell immediately and need a deposit to assure delivery. They take your money and go. They might even use their COVID or flu-phobia saying they canโ€™t meet in person. They may insist on meeting after dark in a distant parking lot or abandoned building, putting you at risk. If you want to ensure they arenโ€™t a scammer, ask to meet at a police station during the day. If you donโ€™t hear anything backโ€ฆ you dodged a scammer!

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